3 Ways To Make Your Business More Senior Friendly

As a business owner, one of your main priorities when it comes to customer service is to make your business friendly to senior citizens. Even if you’re not particularly focused on selling your products or services to an older demographic, making your business and the tools that you use for sales accessible to older people will not only help you to get more sales, but it will also help your business be more inclusive in general.

To help you see how this can be accomplished, here are three ways to make your business more senior friendly. 

Make Everything Accessible

One of the first and best things that you can do to make your business more senior friendly is to look at your business through a lens of accessibility. In an ideal world, everything about your business would be accessible to people of all ages. But for older demographics, this might mean making some changes that you hadn’t originally thought of. 

To help you with this, try to use your business in the mindset of someone who’s older or coming from an assisted living-type situation. Think both in terms of going to your physical location as well as using your digital services when you consider accessibility. This might include doing things like making sure people with wheelchairs or walkers can easily make their way through your store, that the text on your website is easy to read and follow, and more. 

Properly Train Your Staff

Another thing that you can do to help elderly people be more accepted with your business is to train your staff on what your expectations are for them when interacting with people of an older generation. Sadly, many younger people get impatient when interacting with older people, so learning what you as the business owner expect from them can be helpful. 

One thing you should focus on with your training is being helpful, respectful, and patient when working with older customers. This can take some practice. But if you can make a reputation for yourself as being friendly and helpful to the elderly, you could open yourself up to a new customer base. 

Be Accommodating

Something else that you should put your effort into as a business is accommodating the needs of the elderly population that you’re working with. 

In many instances, older people need places to rest while doing their physical shopping, people who can give them assistance, and other forms of physical and emotional support. So if you’re able to think about these things ahead of time and offer them to your elderly customer, this could be extremely helpful for them and great for your business. 

If you want to make your business more friendly to the seniors in your area, consider using the tips mentioned above to help you see how this can be done. 

4 Ways to Keep Your Memory Sharp

It’s not uncommon to forget where you left your cell phone or even your morning cup of coffee. However, as we get older these simple slips can start to turn into something more serious. In some cases, it may even develop into something as serious as Alzheimer’s. Luckily there are ways to keep our memories sharp as we age. 

If you’re looking for ways to keep your memory going strong, then here are some of the best tips for combating memory loss.

Read

Statistics show that people who read regularly are five times more likely to have sharper memories. When you read, it stimulates the part of your brain that is connected to memory. Don’t worry— that doesn’t necessarily mean you need to read a novel a day to reap the benefits.   Something as simple as reading a morning article, or a few chapters of a book at night can make a significant difference in staying mentally fit.

Stay Active

Physical activity can make a big difference in how your brain functions. When we move our bodies we increase the overall blood flow.  Something as low impact as going for a brisk walk after lunch, or even dancing for minutes in your living can be enough to make a difference. The idea is to work up enough physical activity that gets your heart going. a good indication that your heart is beating fast enough is if it’s going at a rate that makes it slightly difficult to talk.

Go Out In The World

The more that we isolate ourselves from the world, the less our brain is stimulated. As we get older, we tend to stay in more, which can have a negative impact on our brains. Try to stay social and make a point to go on outings as much as possible. Whether it’s at a local event, or having dinner at a friend’s house, socializing benefits our mental and physical well-being.

Avoid Alcohol and other Harmful Substances

Even though we may enjoy an occasional glass of wine once in a while, it may not be doing much for our brains. People who consume alcohol excessively have lower cognitive skills, and in some cases may suffer from short-term memory loss. 

Some studies suggest that regular alcohol consumption starts to smooth the lines of the brain.  In other words, it’s safe to say that alcohol isn’t doing your brain any favors. 

If you do decide to continue consuming alcohol, consider consuming it in moderation. Cutting back or eliminating drinking and taking substances entirely from your life can be one of the best things you do to preserve your brain well into your older years in life.

Health benefits of olive oil

Olive oil comes from olives, the fruit of the fruit tree. Olives are a conventional crop in the Mediterranean region. People make vegetable oil by pressing whole olives.

People use oil in cooking, cosmetics, medicine, soaps, and as a fuel for traditional lamps. Oil originally came from the Mediterranean, but today, it’s popular around the world.

Let’s look at some health benefits of olive oil:

1. In the diet, people preserve olives in oil or salted water. They eat them whole or chopped and added to pizzas and other dishes.

2. We can use olive oil as a dip for bread, for drizzling on pasta, in cooking, or as a sauce. Some people consume it in spoonful for medicinal purposes.

3. Extra virgin olive oil, which is the very best quality of olive oil available, is rich in antioxidants, which help prevent cellular damage caused by molecules called free radicals. Free radicals are substances trusted sources that the body produces during metabolism and other processes.

4. If too many free radicals build up, they will cause oxidative stress. This will cause cell damage, and it should play a task in the development of certain diseases, including certain varieties of cancer.

Researchers have found that people who eat this olive oil have a way lower risk of certain cancers, like colorectal, endometrial, breast, pancreatic, and prostate cancers.

5. The most fat it contains is monounsaturated fatty acids, which experts consider a healthful fat.

6. The antioxidants in olive oil may help protect the body from cellular damage which will cause a spread of health conditions and diseases.

7. Large studies have shown that once you get more extra virgin olive oil in your diet may lower your chance of getting a heart condition. Active compounds in EVOO help lower pressure levels and keep your arteries from hardening.

8. Replacing less healthy fats with olive oil in your recipes may lower your chance of getting a stroke by over 40%.

9. Inflammation in your body ends up in chronic disease. Certain antioxidants in EVOO can reduce inflammation in your body in the same way that drugs. The monounsaturated fatty acid in olive oil is an anti-inflammatory, too.

10. Free radicals are unstable atoms in your body that damage your cells. Antioxidants are compounds that will help prevent or weigh down that damage. EVOO is teeming with antioxidants that may lower your risk of disease.

11. Another health benefits of olive oil is that it can give your brain a boost. Many researchers research that, highmorocco gold olive oil can facilitate your thinking, understanding, and remembering better.

Conclusion

So, we have discussed the benefits of olive oil. However, you get olive oil from grinding or pressing whole olives and collecting the oil that seeps out. You’ll be able to use olive oil forms of dishes. You’ll cook with it, drizzle it on bread, pasta, or salads, or use it as an ingredient in the food.

Senior Living Tips For Safety At Home

Living in a space that is safe and comfortable is a top priority for everyone, no matter their age.  However, age does begin to matter more when your needs begin to change.  Sometimes growing old means your body begins to slow down a bit.  

You need a home that safely supports your everyday needs.  Take a few moments to look over some helpful ways in which you can assure your family that you have a safe place to live, and look forward to a more comfortable road ahead.  

Conduct a safety audit of the home

The first step you’ll need to take to start moving towards a safer living situation is to take a detailed audit of the current state of the house.  You need to know what’s missing and what perks the place already has to know where improvements can be made.  

Once you get a detailed and informed look at the various elements of the house that matter most, you can start making a plan for how you’re going to make changes around the place.  

Consider a quality senior community 

You may find that the home simply isn’t a fit place for an aging senior.  The good news is that there are plenty of quality senior living communities that can offer a safe, secure, and welcoming place for you to live your life.  

It may be a good time to talk to your family about your plans to reformat your life a bit.  Look over the budget, and start making contact with local resources that can help you find the most suitable living situation for you.  

Install grab bars in the bathrooms

If you are working on aging in place, the bathrooms of a home can be the most dangerous place for seniors with agility and mobility challenges.  The simple fix of adding a few grab bars in strategic places throughout the bathroom will rectify the issue. 

Feel safer after a nice hot shower, knowing that there’s always a place to stabilize yourself as you wash.  Ask around the family to find a loved one willing to do the installation, so you don’t have to worry about who is in your house.  

Upgrade the lighting around the home

Lighting is super important for safety around your home.  Interior and exterior lighting should be made a priority.  You need to know what’s going on inside and outside of your house, and you can’t do that without adequate lighting.  

Inside, make sure your walkways and bathrooms have nighttime lighting.  Outside of the home, corners of the house, walkways, driveways, porches, and garages should all be well lit.  

Build a ramp if mobility issues are present

If it’s getting harder to get around, stairs are the enemy.  Having a nice ramp out front will give you full access to your house and your yard without all the danger stairs can create.  

How to find decent moneylenders?

The money lending business has been around for many years. However, it’s become more prevalent in recent years, perhaps due to advancements in the technology sector. Today, you can get a loan within a few minutes, not to mention the fact that most of these loaners do so while overlooking some requirements. For instance, you can apply for financial support without any security or good credit history.

Here are some of the things to consider in your search:

1. Credibility

When it comes to any topic that involves money, you must be very careful because things can quickly go south. As such, if you’re planning to take a loan, you must take your time and find the right lender. Although researching these organizations can be time-consuming, it’ll be worth the effort at the end of the day.

2. Loan Specialty

As you’d expect, every lending organization is designed for a specific group of customers. For instance, some offer personal loans while others target small businesses. So, for what purpose do you need the money? Is it commercial-related or are you planning to buy groceries? These are some of the most important questions you ought to ask yourself before trying to find the right loan provider. You can find decent moneylenders who are good at money lending in orchard , lucky plaza.

3. Interest Rates

Every money lending organization has a specific interest rate and a preferred system of repayment. This is one of the easiest factors to spot when researching a certain fintech firm. It’s always included in advertisements or you can find the exact values on the company’s website. Alternatively, calling an agent may be your ideal option, especially if you’ve other related questions. Whether you need the money to grow your business or meet private needs, you’d want a lender with the lowest interest rates possible. 

4. Terms of Engagement

Finally, there is the issue of policies and flexibility of engagement terms. Before signing the deal, make sure you read through all the information as they might have some important hints. Some of the features that you just need to understand include the repayment schedule and interest rates as earlier mentioned in the article.

Conclusion

There are many money lenders today in the world of microfinance business, and all of them are claiming to offer the best products and services. As such, it’s not quite easy to choose a legit one that’ll perfectly fit your needs. To avoid getting frustrated, it’s a good idea to first start by checking a firm’s credibility. Interest rates, customer support, and terms of engagement are other things that must be kept in mind. Once you’re satisfied with the traits and policies of the lender, you can go ahead and start the loan application process.

3 Tips For Managing A Small Business

Owning or managing a small business can cause a lot of stress, especially if you are new at it or are doing it all on your own. The important thing to remember is that it will be very fulfilling to watch a tiny business grow from the ground up and become successful. However, along the way you will have some challenges. All small business owners and managers go through the same types of issues and luckily most of them can be easily overcome if you put your mind to it. Here are 3 tips for managing a small business. 

Pay Attention To Aesthetics 

Paying attention to the aesthetics of your business is another great tip. This applies to your website, social media, logo and branding, as well as interior design of your store or office. If you do have a brick and mortar location that customers/clients will see, one great tip you should take advantage of is to install the right lighting for the mood you are going for.

Often, small business managers choose the most inexpensive lighting and it ends up being too harsh and bright. This can be very off-putting to potential customers or clients of yours, so look out for it. Choose lighting, paint colors, and art that put off exactly the type of vibes you want your business to emit, and you will start attracting the right type of clientele.  

Hire A Strong Team

Having a strong staff is extremely important for the overall success of any type of business, but this is even more true when it comes to small businesses. Depending on your size, you may not have enough in your budget to hire several employees so it is imperative that the ones you do have are hard workers who really believe in the mission of your company. 

If you are looking to hire but don’t know where to begin, try asking friends, family members, and current employees to see if they have anyone they might recommend. After that, you might want to try turning to one of the many websites out there that are made to help businesses find staff members that are good fits for them.

Keep Costs Down

Although there are certain areas where you should never cut corners within your business, it’s still smart to keep costs down as much as possible so that you never go over budget and end up putting your business in the red. Over time you will get the hang of staying within your budget and it will become easier and easier. 

Managing a small business can be harder than managing a much larger one in many different ways, but it can also be more fun! Hopefully, these tips help to ease any stresses you have that are related to small business management. 

Tips on choosing a money lender

The majority of businesses operate on credit and/or loans, and with cash flow stagnant, many people will turn to money lenders to satisfy their personal and commercial needs.Click here to become good at money lending in ang mo kio.

1. Investigate your requirements

Knowing what you want is critical in the credit market. For example, four types of loans are accessible under the Home loan umbrella: land purchase loan, home building loan, home loan balance transfer, and top-up loan. While a lender may offer superior conditions for home construction loans, they may not have a good deal on a loan for land purchase. As a result, you must conduct thorough market research on the type of loan product, type of lender (small or large), type of interest rate (fixed or floating), and alternatives for your down payment, and so on before settling on a certain lender. Because each borrower’s circumstance is unique, it is critical to select the one that properly meets one’s personal needs.

2. Get to know your lender

Thorough research can save you a lot of trouble in the future! Regardless of what you hear about the lender, a thorough background check must be performed at the outset. Make sure that, in addition to conducting a web search and reading reviews on various borrowers’ forums, you obtain the contact information of previous clients and approach them directly.

3. Make a comparison in all advantages

Keep in mind that the interest rate you will pay will have a significant impact on your normal budget. However, while choosing a lender with a low-interest rate, keep in mind that it should not be the only element influencing your selection, as a lender with a higher interest rate may give you additional benefits of greater value.

4. Determine the penalties and costs of prepayment

Getting a decent deal on interest rates isn’t the end of the story. You must also determine whether the rate is fixed or variable; the total interest you must pay on your principal amount over the loan term; and any additional charges, such as verification fees, processing fees, GST, the penalty for late payment, the pre-payment penalty, and so on, that you will be required to pay.

Therefore before you choose a lender, make certain that you are properly equipped. The core features and criteria for loan qualification remain uniform. Then go to choose a money lender.

Is corporate gifts worth the ROI?

Holidays, events or meetings, and other special occasions are ideal times to give presents to your clients and consumers. Giving branded and high-quality gifts to your recipients can assist to increase ROI (Return on Investment) and ensure that they remember you favorably for a long time. ROI compares earnings to expenses or financial investments. With a little thinking and planning, a company may achieve a higher ROI, a stronger image, and a more memorable experience.

Now, let us see how corporate gifts help in generating ROI.

Provide Gifts in the Correct Size

Giving priority to appropriate-sized business presents will pique the target audience’s curiosity. T-shirts, branded pens, bespoke coffee mugs, computer gadgets, and other such items are excellent examples of such gifts. Sending the appropriate size presents to the appropriate people will assist to achieve a high ROI. These presents to employees, many business owners acquire right-sized items at a lower cost. When these people receive these presents, they are grateful and their motivation to work increases dramatically. When all of the employees show their complete devotion and interest, this thing will earn a lot of money in the end.

Customers are encouraged to take action by using a call to action.

People are often fond of freebies. According to one survey, 60% of consumers who get gifts create a more favorable view of the giver’s brand and are more inclined to conduct business with them. However, asking your beneficiaries to do a reciprocal action after getting the presents is a good way to measure some obvious metrics for your ROI. As a result, including a compelling call-to-action button on your different social media profiles and website will enhance traffic and overall revenue. If a consumer receives a tailored and helpful item as a result of clicking a call-to-action button, he or she will form deeper, emotional connections with your business.

Low-Cost and High-Efficiency

Most business owners employ promotional business presents as part of an aggressive marketing effort to generate high sales. It is also a cost-effective technique to fulfill marketing objectives with elegance while providing excellent value for the entire expenditure. Furthermore, most suppliers and distributors provide high-quality items at reasonable pricing, which is quite beneficial to the business. Marketing efforts such as digital and social media marketing are widely available in the market. By offering branded promotional items as part of this marketing program, the total ROI of the firm will grow.

Conclusion

The above considerations lead to the conclusion that corporate gifts are both cost-effective and relevant to the business in terms of increasing leads. So, whether as part of a direct mail campaign, as a present to loyal clients, or as an exhibition freebie, promotional gifts are a terrific way to obtain awareness, interact with your clients, and so favorably affect your ROI.

Get $900 Payday Loans Online

Bad credit history? Get cash loans online for $900. Apply via instant USA Payday Loans DL service and get money into your account in 15minutes or less!

It was a Monday morning when I found myself out of gas on the side of the road at 7am. My work starts at 8, so I knew I didn’t have enough time to walk the mile from my car to where I worked. So, I did what any other hard working person would do: applied for a loan online.

Three years ago after my husband lost his job it took us five months to find one that paid well enough to support our family of four. And in those five months we burned through every last bit of savings we had built up over the past decade. So when we finally started to get back on our feet and I got my first paycheck in over a year, that was the very first thing I did: take care of all the bills we had accumulated while we were broke.

First on my list was the car loan we took out right before he lost his job. We only owed $1500 and it wasn’t due yet (gotta love how car dealerships will give you an interest rate 0f 36% because they think you’re desperate!) so I knew that even with paying off our other bills it’d still be able to cover about half of the gas money at least. If everything went according to plan then next payday I could pay the rest and avoid taking another loan.

I logged on to the site, printed out the form and filled it in: name, address, phone number, social security number…the usual stuff. I had already typed in my account and routing numbers (so they could automatically deduct my payment from my account) but then I caught a glimpse of their interest rate: 391%. How did our credit get so bad?

This was no surprise to me; we make pretty decent money yet we still can’t seem to get ahead. And since were constantly behind on bills one unexpected expense like this is enough to send us spiraling back down into debt again. So I figured if we’re going to do this then might as well go all out and get an amount that’ll cover everything we owe and a little more for good measure.

I had no idea how much I was allowed to borrow so I decided to just put $1000, which would still leave me some room if any of the amounts on the bills were off. And with that I hit submit and waited while it processed. A couple minutes later my loan was approved and I got an email saying that my account had been credited with the money.

But there was one problem: when I went back into my bank account online it said that they didn’t take any money! So after calling customer service (which sucked because they kept putting me on hold) they told me that their system must have frozen up and not sent out any transactions which means I wouldn’t get the money until it got sent out.

But I guess since they left me hanging for an extra day waiting for the transaction to go through that they must have felt bad because when I checked again the next day my account had been credited with $900 loan! That’s almost enough to cover everything! And for some reason instead of taking all the money back out like they’re supposed to tomorrow it only took out half, so now if this payday goes as planned not only will I be able to take care of all my bills but I’ll actually be able to keep a little bit extra.

Feel free to share your personal stories about how bad credit has hurt you in the past below. Thanks! 

Cardano Decentralized Exchange: ADAX Is Currently Changing The Status Quo

ADAX might sound unfamiliar to you. Well, it is a decentralized exchange protocol by the Cardano blockchain. It is an auto market maker serving the users on the Cardano network. Due to the overwhelmingly affirmative accredit of the Cardano ecosystem, Cardano DEX is considered the biggest rival of some other biggest DEXs. Users can trade freely on ADAX without so many restrictions that make centralized exchanges bland. The security architecture of De-Fi protocols may not be familiar, but ADAX tends to alter the story. The trading system on Cardano imposed DEX is bound safer and completes any transaction quickly. Many users claimed that swap fees among DEXs are not encouraging. It causes them to settle to centralized exchanges to escape fees. ADAX aimed to change that perception. The swap fees will be the lowest to encourage more users. 

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DEX – a talk about liquidity

DEX projects improve liquidity provision by users. However, ADAX is not exempted. The platform understands all the misgivings concerning providing liquidity. The dropping of assets value-added beget by temporary loss is not adequately compensated in fees made. There is a better way to encourage the users of their greater participation in the liquidity provision process. It will result in a more carefree DEX; all generated swap fees will be shared between the liquidity providers and market makers. ADAX is Cardano network-based, yet it is a native token (ERC20 token). It could be surprising for a decentralized exchange that is built on various blockchains, yet nobody can ignore the almost perfect nature of the setup of ERC-20. Well, ADAX gets that! 

A user-friendly interface

DEXs are not in short supply across several blockchains. But, ADAX does not simply make up the numbers. Being built on the Cardano network, the decentralized exchange has an extremely user-friendly interface. It is very certain to regain the users’ interest. On the bright side, ADAX lets the users confirm their tokens by checking their balance options. It is a feature that any other platform doesn’t have. The Cardano network continually added functionalities to its blockchain that made users expect a more modern and innovative feature on the protocol. It will be an addition to the flow in operation. It will be something that the users consider quite useful to move away from an order-book arrangement.   

ADAX is a protocol that optimizes the Cardano blockchain capabilities. In comparison to the average DEX, the AMM prioritizes the users’ interests. Meeting the needs of the users upon investing in ADAX sounds interesting recently. It doesn’t only expand the Cardano system yet it also provides a big boost in the sole area in Cardano. The upcoming Cardano decentralized exchange got into some serious traction and credentials in development. Well, do you think that the Cardano decentralization exchange is the new trend in blockchain networks?